Precious Explores

By Developer / August 28, 2025

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Two of the questions I am asked most is “What do we do for a living?” and “How do we afford to travel so much?” and while I do respond to these inquires individually I have been avoiding writing a post on it. The reason is because I know how things can come across over the internet and I never want anyone to misconstrue my words or take them the wrong way. With that said, I feel it’s time to address these questions, but before I begin please know I don’t mean to come off in a condescending way or offend anyone. This is my families truth and I don’t expect anyone else to live the way we do but this is how we manage to travel “so much”.

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What We Do for a Living

Both my husband and I work regular full-time M-F, 8-5 desk jobs. I work in HR as a recruiter and my husband works in sales. We are very blessed to both be gainfully employed but we are not rich by any means. We are able to afford to travel by having a dedicated travel savings account, strict budgets, only purchasing flight deals, and using credit card sign-up bonuses and airline miles to get flights/hotels for free.

How We Afford to Travel

Dedicated Vacation Savings Account

The number one way we afford to travel is with a dedicated vacation savings account for travel. Each month we set aside an established amount to go into our travel fund, that way when a flight deal comes up we have the cash to pay for it.

Strict Budgets

In order to have money to put in our travel savings account we have very strict budgets. We sacrifice and made some serious changes in our lifestyles because we love to travel and made the conscious effort to choose travel over things we personally deem less important.

You know what you spend the most on and where your family can cut back. That could be your weekly nail or hair appointment, daily Starbucks run, designer bags or taking public transportation instead of cabs.

To keep track of our budgeting we use mint.com. Mint allows you to set budgets, goals, and see how you are staying within budget and how close you are to reaching your savings goals.

We gave up cable to save money to travel

We nixed our expensive cable bill and only have internet with Netflix and Hulu. We never got to watch live t.v. anyway due to cooking dinner, bathing the kids, reading them stories etc. so it just made sense for us to cut the cord and put those savings (about $100/month) towards travel.

We cook instead of eating out to save money to travel

Another way we save for travel is by cooking most meals at home. One year I looked at our credit cards’ year in review and was like, but how did we spend $5,000 eating out?! $5,000 is just $13.69/day which doesn’t seem like a lot when your meal is just $14 but over time it adds up and we’ve never spent $5,000 on a vacation so that’s more than enough for a trip. I’d be lying if I said we never eat out but we keep it to a minimum. We try to cook or eat leftovers at least 6 nights a week and bring our lunch to work every day.

​When we don’t cook, we try to limit it to ordering take out, 1 or 2 large pizzas is much cheaper than the 4 of us dining at a restaurant. I have definitely hit my friends with the “sorry I maxed out my eating out budget for the month already buy y’all can come over and we can cook and chill.”

Related: 6 Tips on Planning Affordable Vacations

We car pool to work to save money to travel

I work in downtown Miami which not only means you’ll be sitting in traffic for at least an hour but it means filling up my gas tank once a week and spending a crap ton on tolls. Instead, I choose to park my car at the Park N Ride and take the 95 Express Bus to work. It’s a coach bus with wifi and power outlets and since my job subsidizes our pass it’s only $47.50/month for unlimited rides. Since I don’t have to drive 40miles a day roundtrip to work I only fill up my tank once a month. Plus I get to do all my blogging on my commute and the nightmare traffic doesn’t bother me as much since I’m not behind the wheel. My husband carpools to work and because of this receives benefits from the city for doing so, including free tolls in the 95 Express Lane.

We choose experiences over material items to save money to travel

In our household we choose experiences over material items. For us this means choosing to travel over purchasing designer items, expensive gifts, and hosting extravagant events. We shop sales, purchase for our needs over wants, and put whatever is left into our travel savings account.

While both the girls had small 1st birthday parties at home, we haven’t thrown them another one. Instead we spend the money we would have on the party on trips like Jordyn’s 2nd birthday where we visited Barbados. She is obsessed with the beach and she even got to go snorkeling for the first time.

For Christmas we get them things that they need and avoid expensive toys that will likely only keep them entertained for a short period of time. This is not to say we don’t buy our kids toys at all just that we feel there are only but so many toys a child needs so we limit those purchases.

You know best what you spend a lot of money on and where you can cut back. That could be your daily cup of Starbucks coffee, spending a lot on alcohol at bars, or any other spending you can reduce.

We Use Credit Card Sign-Up Bonuses to Pay for Travel

This year we were able to use points from credit card sign-up bonuses to pay for our flights to Thailand, our hotel in Chiang Mai, half of our flights to Amsterdam, and 2 of our flights to Cuba. I only suggest using credit card sign-up bonuses to assist with getting flights for free if you will 100% pay your monthly balance off in full each month. If you can’t, the bonus will not be worth it as you will end up paying interest on your purchases, canceling out the benefits of the bonus.

The key to meeting the minimum spend on travel credit cards it to line up obtaining a new card with a big purchase you have to make or by making sure your everyday purchases will meet the minimum spend. For us, just by being a family of 4, it’s usually pretty easy to hit the minimum spend on new credit cards with our every day purchases with all of our monthly expenses. We charge everything including gas, internet, groceries, daycare, activities, home supplies, baby supplies, and so forth. You typically have 3-4 months to meet a $3,000 spend to receive the bonus points plus you will end points on the charges made. Travel credit cards typically offer 2-3 points/miles for every dollar spent on dining and travel and 1 point/mile for all other charges.

When we got the Chase Sapphire Reserve at the end of last year when we needed to purchase something for our home. This earned us 100,000 miles at the sign-up bonus which equals to $1500 towards travel when redeeming your miles on the Chase Sapphire Reserve Ultimate Rewards website. That $1500 paid for our flights to Thailand after we snagged a flight deal on Qatar Airways from Miami.

I also signed up for the Delta Skymiles AMEX when their sign up bonus was 60,000 miles. When booking flights directly on delta.com and using your Delta Skymiles AMEX to purchase eligible flights, every 5,000 Skymiles gets you $50 off your flight. Delta had a sale from Miami to Amsterdam for $400 but with our 60,000 miles we got $600 off our flights for a grand total of $673 for all 4 of us to travel roundtrip.

The Delta Skymiles AMEX’ current special earns you 50,000 Bonus Miles after you spend $2,000 or more in purchases with your new Card within the first 3 months of Card Membership and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Earn an additional 10,000 bonus miles after you make an additional $1,000 in purchases within your first 6 months. The $95 annual fee is waived the first year. To get this deal sign up here. (Delta is not a sponsor of this post but it’s a good deal.)

We get 2-3 new credit cards per year to offset the costs of our travels. As we are sure to pay off your credit card balance in full each month this hasn’t negatively affected our credit. One thing you don’t want to have is a ton of annual fees on credit cards every year so if the card we have applied for has an annual fee we downgrade the card to the no annual fee version prior to the annual fee for the next year kicking in. If there isn’t a lower version of the card we determine if the benefits are worth the fee and if not we cancel the card. These are just our experiences and of course you need to know your credit and your circumstances to know if this is a viable option for you but it has saved us over $3,000 on travel this year.

If you aren’t good with paying your balance in full please stay away from travel credit cards as the interest fees will outweigh the benefits of earning miles.